Saturday 17 June 2017

Combination of Jeevan Lakshay & Jeevan Labh




This plan is combination of Jeevan Lakshay & Jeevan Labh.

If a person takes this combination of the plan at the age of 30 years, the details are as follows:


Jeevan Lakshay Jeevan Labh Total
Age 30 Years 30 Years
Sum Assured 5 Lac 5 Lac
Term 20 Years 21 Years
Premium Paying Term 17 Years 15 Years
Maturity 9,85,000 10,43,500 20,28,500
Premium (Yearly upto 15 Years) 29,503 27,431 56,934
Premium (16th & 17th Year) 29,503 NIL 29,503
Risk Cover
Accidental Death 10,00,000 5,00,000 15,00,000
Normal Death 5,00,000 5,00,000 10,00,000

Additionally, under the Jeevan Lakshay Policy if person dies during the policy term his/her family will get Rs. 50,000 every year upto the policy term and again at the end of the term his/her family will get Rs. 9,85,000 as a maturity amount.


This is the best combination plan for investment purpose as well as risk coverage purpose to financially secure the family in his/her absence.